Tag Archives: Estate Planning

Thinking Long Term with Jean-Pierre (JP) Chevalier, CFA (Ep. 8)

Business, Education, Estate Planning, Finance, Finances, Financial Advisor, Financial Planning, Investing, Retirement, Uncategorized, , , , , , , , ,

A market correction is similar to weeding the garden, in order to get the desired results you are looking for, you must first get rid of the weeds or they will choke out the growth you really want. 

In this episode of Your Finances — Know You Can, Wesley Forster, Senior Financial Strategist at HSI Financial Group, is joined by JP Chevalier, Portfolio Manager at iA Financial Group. They discuss the importance of knowing what you are invested in and strategies they employ for you when the markets are in turmoil. 

Wesley and JP discuss:

  • The importance of knowing what is in your portfolio
  • How fees can be misleading
  • HSI Financial Group’s approach to portfolio management when markets are volatile
  • And more!

Resources:

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The Array of Benefits Financial Planners Have to Offer with Andrew Owsiak (Ep. 7)

Business, Education, Estate Planning, Finance, Finances, Financial Advisor, Financial Planning, Investing, Retirement, Uncategorized, , , , , , ,

When looking to invest your money, oftentimes people will go to banks as a safe option. What they don’t realize is that they are short changing themselves when it comes to personalized planning if they don’t work with a financial planner. 

In this episode of Your Finances — Know You Can, Wesley Forster, Sr. Financial Strategist at HSI Financial Group is joined by Andrew Owsiak, Financial Strategist at HSI Financial Group. They discuss the benefits of working alongside a financial planning team and what that looks like.  

Wesley and Andrew discuss:

  • What you might be missing out on if you do not have a financial planner
  • What other institutions miss and what you can do about it
  • HSI’s team approach to the planning process
  • And more!

Resources:

Connect with Wesley Forster and Andrew Owsiak:

 

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The Best Insurance is The One That’s There When You Need It with Devon Cheema (Ep. 6)

Business, Education, Estate Planning, Finance, Finances, Financial Advisor, Financial Planning, Investing, Retirement, Uncategorized, , , , , , ,

When you were adding insurance to your financial plan, did you complete a detailed needs analysis to ensure that your family’s needs would be addressed?

Many insurance companies follow a “one size fits all” framework, but no two people have exactly the same needs when it comes to insurance. 

In this episode of Your Finances — Know You Can, Wesley Forster, Sr. Financial Strategist at HSI Financial Group is joined by Devon Cheema, Financial Strategist at HSI Financial Group. They discuss the ins and outs of insurance planning and how it fits in the overall financial plan.  

Wesley and Devon discuss:

  • Why having a detailed needs analysis and financial plan conducted before choosing your insurance plan is absolutely critical to making sound financial decisions
  • The different types of insurance
  • Selecting the right insurance for your family
  • Ensuring the insurance program fits with your family’s estate plan
  • And more!

Resources:

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Connect with Devon Cheema:

 

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Tax Planner vs Tax Preparer: What You Need To Know with Blake Carruthers, CFP (Ep. 5)

Business, Education, Estate Planning, Finance, Finances, Financial Advisor, Financial Planning, Investing, Retirement, , , , , , , ,

Do you have someone just preparing your taxes, or do you have someone that helps you plan for your taxes?

Most clients are unaware of the amount of money they could be saving and potentially getting back from the government through tax planning.

In this episode of Your Finances — Know You Can, Wes Forster, Sr. Financial Strategist at HSI Financial Group is joined by HSI Financial Group Financial Strategist Blake Carruthers, they discuss the in’s and outs of tax planning and preparing and how HSI Financial Group helps their clients optimize and implement tax savings into their financial plan.

Wes and Blake discuss:

  • The difference between a tax preparer and a tax planner
  • How the team at HSI Financial Group can help optimize your financial and tax plans to work together
  • The options you have when it comes to your taxes and how they can work in your favour
  • How HSI Financial Group believes in educating their clients so they can make good financial decisions 
  • The HSI Financial Group checklist we use to help keep our clients constantly benefitting
  • And more!

Resources:

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Connect with Blake Carruthers:

 

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What You Should Know About Estate Planning? (Ep. 4)

Business, Education, Estate Planning, Finance, Finances, Financial Advisor, Financial Planning, Investing, Retirement, Uncategorized, , , , , ,

If you were to die tomorrow, do you have a plan for how your estate would be handled? Who would be your power of attorney? Do you know who gets which assets? What about who pays for any outstanding debts?

Those are the most common questions that are asked to families when a loved one dies.

In this episode of Your Finances — Know You Can, HSI Financial’s president and senior financial strategist, Wes Forster, outlines what an estate plan is, why you should have one, and when is the best time to complete it.

Wes discusses:

  • Why it’s important to be proactive with your estate planning
  • How the team at HSI can assist in the estate planning process
  • Understanding when insurance can and can’t be a viable option
  • The importance of paying attention to the small details of your estate plan
  • And more!

Resources:

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Get a Caring & Comfortable Client Experience at HSI Financial Group (Ep. 2)

Business, Education, Finance, Finances, Financial Advisor, Financial Planning, Investing, Retirement, , , , , , , , , ,

When it comes to financial planning and creating an estate plan, you don’t know what you don’t know, so let HSI Financial do the searching for you! 

At HSI Financial, the team takes a deep dive into their clients’ portfolios to create a perfect plan for them in accordance with their needs. 

In this episode, the firm’s president and senior financial strategist, Wes Forster, outlines the process each client goes through when working with HSI Financial to create their financial plan. He explores how the team finds the needle in the haystack for each individual client, along with ways they cater to each of their specific needs. 

Wes discusses:

  • HSI Financial’s approach to first-hand client treatment 
  • How to make your asset allocation easy for your loved ones after you pass
  • The importance of having a financial plan 
  • The company’s commitment to regularly keeping in touch with clients 
  • And more!

Resources:

Connect with Wesley Forster:

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